Predium Bonds

Principal stays.
Yield hunts.

Subscribe with USDC. Your principal sits in a lending yield layer and quietly earns; each week the interest becomes a prize pool, drawn every Sunday, with your principal redeemable anytime.

View Prize Pools

Currently on testnet · Not a deposit, not a guaranteed return

Prize Pools

Pick a pool and subscribe. Your principal only earns—it never enters the market; every $100 of principal = 1 ticket, drawn every Sun 20:00 UTC.

Composite Pool

All prediction-market assets

Prize APR*

4.4%

*Base yield target 4.75% × 365-day backtest haircut (as of 2026-07-10) · net of fees · not a fixed rate

Hit rate(draw-experience metric)
97.0%
Est. prize pool
Next draw (Sun 20:00 UTC)

Capacity $20M

Sports Pool

FootballBaseballNBA

Prize APR*

4.4%

*Base yield target 4.75% × 365-day backtest haircut (as of 2026-07-10) · net of fees · not a fixed rate

Hit rate(draw-experience metric)
93.8%
Est. prize pool
Next draw (Sun 20:00 UTC)

Capacity $1M

Crypto Pool

Crypto-related assets

Prize APR*

4.4%

*Base yield target 4.75% × 365-day backtest haircut (as of 2026-07-10) · net of fees · not a fixed rate

Hit rate(draw-experience metric)
97.8%
Est. prize pool
Next draw (Sun 20:00 UTC)

Capacity $1M

Macro Pool

Political & economic assets

Prize APR*

4.5%

*Base yield target 4.75% × 365-day backtest haircut (as of 2026-07-10) · net of fees · not a fixed rate

Hit rate(draw-experience metric)
98.7%
Est. prize pool
Next draw (Sun 20:00 UTC)

Capacity $1M

*Prize APR = target base yield 4.75% × 365-day backtest settlement haircut (as of 2026-07-10), net of fees; it is a prize-allocation figure, not a fixed rate and not a guaranteed return. Hit rate is a draw-experience metric, not a return promise. Subscribed volume is a live on-chain value; this epoch's estimated prize pool = subscribed volume × base yield 4.75% ÷ 52 × 94% (less a 6% management fee) is a derived figure—the actual pool is set at each weekly settlement.

Three steps

1Subscribe

Subscribe to a pool with USDC. Your principal is fully allocated to a lending yield layer to earn—none of it enters the prediction market.

2Weekly draw

Each week the harvested interest becomes the prize pool, drawn every Sun 20:00 UTC with a verifiable random number; every $100 of principal = 1 ticket.

3Redeem anytime

Redeem directly on-chain at any time. Normal redemptions pay at par; yield-layer principal losses are shared pro-rata across the pool.

FAQ

Where does my principal go?

Your principal is fully allocated to a lending yield layer (Aave v3 USDC and similar) to quietly earn, and never enters any prediction market. Only the weekly harvested interest goes to the prediction market. Principal protection is a structural design, not a guarantee: the yield-layer protocol and the stablecoin itself still carry risk.

Where does the prize pool come from?

Each week the whole pool's interest is harvested; after a 6% management fee the rest funds that week's prize pool (net of fees). This epoch's prize amount is a derived value—"subscribed volume × base yield 4.75% ÷ 52 × 94%"—and floats with subscription volume and the yield-layer rate.

How is Prize APR calculated?

Derived from a 365-day backtest (as of 2026-07-10), net of fees. It is a reference figure for prize allocation—not a fixed rate and not a guaranteed return; actual winnings depend on the draw.

How do I get my principal back?

You can redeem directly on-chain at any time. Normal redemptions pay at par; if the yield layer suffers principal loss, all holders redeem at the same pro-rata rate. Transaction confirmation and protocol liquidity still apply.

How can I verify the draw?

The draw runs every Sun 20:00 UTC with a verifiable random number (VRF); the winner list is published as a Merkle tree and can be checked entry by entry. The engine's daily market selection and settlement records are public on the public scoreboard, with timestamps and missed weeks.

What does hit rate mean?

Hit rate is a "draw-experience metric"—it measures how often a prize is drawn so you get a feel for the draw frequency; it is not a return promise and is a different measure from Prize APR.

Is there a subscription limit?

Per user $500–$50,000 USDC (capacity discipline). Every $100 of principal = 1 ticket—the more tickets, the more chances to win each week.

What are the main risks?

Yield-layer protocol risk, stablecoin de-peg risk, prediction-market settlement and operational risk, and smart-contract risk. This product is an investor preview: not a bank deposit, not insurance, not a guaranteed return; residents of restricted jurisdictions may not use it.

Predium Bonds 預盈寶 — Principal stays. Yield hunts.